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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,714 | $154,209+74.3% | $130,062+106.6% | $139,487+92.6% |
| Participation rate | 90.9% | 82.0%+8.9pp | 78.5%+12.4pp | 80.3%+10.6pp |
| Annual return | 15.03% | 32.52%-17.5pp | -137.37%+152.4pp | 373.84%-358.8pp |
| Employer contribution / active EE | $5,755 | $5,292+8.7% | $4,322+33.2% | $4,755+21.0% |
| Participant deferral / active EE | $12,581 | $6,709+87.5% | $5,821+116.1% | $6,713+87.4% |
| Admin fee / account holder | $27,892 | $13,988+99.4% | $10,601+163.1% | $11,407+144.5% |