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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,578 | $178,174+63.1% | $156,181+86.1% | $137,256+111.7% |
| Participation rate | 91.7% | 82.0%+9.6pp | 78.8%+12.8pp | 80.0%+11.7pp |
| Annual return | 15.00% | 84.19%-69.2pp | 64.87%-49.9pp | 220.34%-205.3pp |
| Employer contribution / active EE | $5,941 | $4,972+19.5% | $4,294+38.4% | $4,156+42.9% |
| Participant deferral / active EE | $11,892 | $6,888+72.7% | $6,132+93.9% | $6,407+85.6% |
| Admin fee / account holder | $2,467 | $17,404-85.8% | $14,586-83.1% | $12,270-79.9% |