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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,578 | $199,109+45.9% | $173,730+67.3% | $154,746+87.8% |
| Participation rate | 91.7% | 82.8%+8.9pp | 79.6%+12.1pp | 80.7%+11.0pp |
| Annual return | 15.00% | 20.02%-5.0pp | 19.96%-5.0pp | 172.34%-157.3pp |
| Employer contribution / active EE | $5,941 | $5,311+11.9% | $4,577+29.8% | $4,379+35.7% |
| Participant deferral / active EE | $11,892 | $7,113+67.2% | $6,326+88.0% | $6,730+76.7% |
| Admin fee / account holder | $2,467 | $20,916-88.2% | $17,523-85.9% | $14,365-82.8% |