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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,239 | $175,257-61.6% | $149,717-55.1% | $139,456-51.8% |
| Participation rate | 38.9% | 83.4%-44.5pp | 78.8%-39.9pp | 80.3%-41.4pp |
| Annual return | 19.12% | 166.70%-147.6pp | 134.41%-115.3pp | 373.45%-354.3pp |
| Employer contribution / active EE | $0 | $5,477-100.0% | $4,820-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $1,446 | $6,521-77.8% | $5,682-74.6% | $6,711-78.5% |
| Admin fee / account holder | $86 | $16,156-99.5% | $13,213-99.3% | $11,407-99.2% |