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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,697 | $202,342-47.8% | $172,752-38.8% | $152,897-30.9% |
| Participation rate | 40.0% | 87.1%-47.1pp | 82.6%-42.6pp | 82.5%-42.5pp |
| Annual return | 19.70% | 1029.83%-1010.1pp | 802.97%-783.3pp | 345.43%-325.7pp |
| Employer contribution / active EE | $1,541 | $5,858-73.7% | $5,144-70.0% | $4,764-67.6% |
| Participant deferral / active EE | $3,658 | $5,948-38.5% | $5,198-29.6% | $5,851-37.5% |
| Admin fee / account holder | $2,988 | $17,111-82.5% | $13,955-78.6% | $11,599-74.2% |