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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,760 | $180,462-72.4% | $154,111-67.7% | $135,379-63.2% |
| Participation rate | 40.0% | 87.4%-47.4pp | 83.0%-43.0pp | 82.6%-42.6pp |
| Annual return | -7.74% | 888.17%-895.9pp | 735.18%-742.9pp | 519.79%-527.5pp |
| Employer contribution / active EE | $1,962 | $6,036-67.5% | $5,298-63.0% | $4,779-58.9% |
| Participant deferral / active EE | $4,008 | $5,806-31.0% | $5,081-21.1% | $5,609-28.5% |
| Admin fee / account holder | $4,353 | $16,145-73.0% | $13,411-67.5% | $10,828-59.8% |