Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,078 | $45,438-5.2% | $80,004-46.2% | $59,633-27.8% |
| Participation rate | 51.3% | 63.7%-12.4pp | 73.0%-21.7pp | 68.7%-17.4pp |
| Annual return | -4.23% | 5.10%-9.3pp | 7.63%-11.9pp | 2041.45%-2045.7pp |
| Employer contribution / active EE | $1,252 | $1,236+1.3% | $2,473-49.3% | $2,203-43.1% |
| Participant deferral / active EE | $2,993 | $2,231+34.2% | $3,204-6.6% | $3,192-6.2% |
| Admin fee / account holder | $3,161 | $3,464-8.7% | $5,033-37.2% | $4,297-26.4% |