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| Provider | Service type | Compensation |
|---|---|---|
NATIONWIDE1 year Service code 64 ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215 | Recordkeeping Fees | $24,053 |
Filed as: CAMBRIDGE INVESTMENT RESEARCH ADV. Service code 27 · EIN 20-1665305 1776 PLEASANT PLAN ROAD · FAIRFIELD, IA 52556 | Advisory (Plan) | $23,620 |
Filed as: CREATIVE RETIREMENT SYSTEMS INC. Service code 13 · EIN 31-1299207 25 MERCHANT STREET · CINCINNATI, OH 45246 | Contract Administrator | $860 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,213 | $105,200-34.2% | $159,474-56.6% | $85,847-19.4% |
| Participation rate | 93.3% | 75.8%+17.5pp | 82.8%+10.4pp | 69.3%+23.9pp |
| Annual return | 15.07% | 45.08%-30.0pp | 263.68%-248.6pp | 318.61%-303.5pp |
| Employer contribution / active EE | $4,190 | $3,319+26.3% | $4,831-13.3% | $2,565+63.3% |
| Participant deferral / active EE | $7,913 | $5,946+33.1% | $7,353+7.6% | $3,952+100.2% |
| Admin fee / account holder | $193 | $6,934-97.2% | $10,802-98.2% | $6,261-96.9% |