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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,942 | $89,370-35.2% | $141,197-59.0% | $72,976-20.6% |
| Participation rate | 90.4% | 75.1%+15.2pp | 82.5%+7.9pp | 69.5%+20.9pp |
| Annual return | 23.52% | 111.88%-88.4pp | 71.41%-47.9pp | 81.02%-57.5pp |
| Employer contribution / active EE | $3,993 | $3,115+28.2% | $4,736-15.7% | $2,440+63.6% |
| Participant deferral / active EE | $6,810 | $5,419+25.7% | $6,710+1.5% | $3,608+88.8% |
| Admin fee / account holder | $1,603 | $5,957-73.1% | $10,265-84.4% | $5,124-68.7% |