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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,646 | $209,425-62.0% | $178,499-55.4% | $158,966-49.9% |
| Participation rate | 62.5% | 86.4%-23.9pp | 81.9%-19.4pp | 82.0%-19.5pp |
| Annual return | 23.85% | 188.80%-164.9pp | 151.10%-127.3pp | 302.95%-279.1pp |
| Employer contribution / active EE | $1,743 | $5,707-69.5% | $5,011-65.2% | $4,762-63.4% |
| Participant deferral / active EE | $7,050 | $5,955+18.4% | $5,202+35.5% | $5,983+17.8% |
| Admin fee / account holder | $7,381 | $17,078-56.8% | $13,986-47.2% | $11,250-34.4% |