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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,077 | $165,399+12.5% | $149,745+24.3% | $158,982+17.0% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 13.32% | 348.34%-335.0pp | 276.72%-263.4pp | 302.99%-289.7pp |
| Employer contribution / active EE | $6,895 | $5,105+35.1% | $4,646+48.4% | $4,763+44.8% |
| Participant deferral / active EE | $15,734 | $7,183+119.1% | $6,843+129.9% | $5,983+163.0% |
| Admin fee / account holder | $14,743 | $10,811+36.4% | $9,312+58.3% | $11,252+31.0% |