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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,378 | $157,296+6.4% | $141,191+18.5% | $152,897+9.5% |
| Participation rate | 94.1% | 84.8%+9.3pp | 82.5%+11.6pp | 82.5%+11.7pp |
| Annual return | 23.21% | 64.34%-41.1pp | 71.41%-48.2pp | 345.43%-322.2pp |
| Employer contribution / active EE | $5,697 | $5,262+8.3% | $4,736+20.3% | $4,764+19.6% |
| Participant deferral / active EE | $15,388 | $7,111+116.4% | $6,710+129.3% | $5,851+163.0% |
| Admin fee / account holder | $18,842 | $12,125+55.4% | $10,264+83.6% | $11,599+62.4% |