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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,007 | $138,078-15.3% | $125,363-6.7% | $134,509-13.0% |
| Participation rate | 33.3% | 84.5%-51.2pp | 82.4%-49.0pp | 81.2%-47.9pp |
| Annual return | -5.02% | 750.49%-755.5pp | 572.15%-577.2pp | 418.13%-423.2pp |
| Employer contribution / active EE | $2,072 | $5,245-60.5% | $4,815-57.0% | $4,741-56.3% |
| Participant deferral / active EE | $5,690 | $7,800-27.1% | $7,447-23.6% | $6,400-11.1% |
| Admin fee / account holder | $8,185 | $11,566-29.2% | $10,005-18.2% | $11,427-28.4% |