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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,462 | $58,627-75.3% | $76,735-81.2% | $82,448-82.5% |
| Participation rate | 25.0% | 63.2%-38.2pp | 69.5%-44.5pp | 68.1%-43.1pp |
| Annual return | 21.79% | 39.10%-17.3pp | 29.77%-8.0pp | 41.64%-19.9pp |
| Employer contribution / active EE | $0 | $1,729-100.0% | $2,454-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $1,286 | $3,134-59.0% | $4,088-68.6% | $4,139-68.9% |
| Admin fee / account holder | $50 | $5,323-99.1% | $7,189-99.3% | $7,234-99.3% |