Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,041 | $46,297-15.7% | $71,671-45.5% | $62,293-37.3% |
| Participation rate | 29.4% | 60.6%-31.2pp | 68.7%-39.3pp | 69.5%-40.1pp |
| Annual return | 12.46% | 22.32%-9.9pp | 20.65%-8.2pp | 28.90%-16.4pp |
| Employer contribution / active EE | $813 | $1,412-42.4% | $2,460-66.9% | $2,042-60.2% |
| Participant deferral / active EE | $1,298 | $2,235-41.9% | $3,438-62.3% | $3,169-59.1% |
| Admin fee / account holder | $4,808 | $461+943.9% | $5,558-13.5% | $479+903.1% |