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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,799 | $89,367-61.1% | $141,191-75.4% | $72,975-52.3% |
| Participation rate | 96.4% | 75.1%+21.2pp | 82.5%+13.9pp | 69.5%+26.9pp |
| Annual return | 25.32% | 111.87%-86.5pp | 71.41%-46.1pp | 81.01%-55.7pp |
| Employer contribution / active EE | $5,081 | $3,115+63.1% | $4,736+7.3% | $2,440+108.2% |
| Participant deferral / active EE | $5,807 | $5,419+7.2% | $6,710-13.5% | $3,608+60.9% |
| Admin fee / account holder | $3,547 | $5,957-40.4% | $10,264-65.4% | $5,124-30.8% |