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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,918 | $98,760-81.9% | $149,710-88.0% | $79,860-77.6% |
| Participation rate | 85.5% | 75.8%+9.8pp | 82.5%+3.1pp | 69.6%+15.9pp |
| Annual return | 36.16% | 27.43%+8.7pp | 276.63%-240.5pp | 31.72%+4.4pp |
| Employer contribution / active EE | $2,342 | $3,217-27.2% | $4,645-49.6% | $2,471-5.2% |
| Participant deferral / active EE | $5,108 | $5,681-10.1% | $6,842-25.3% | $3,740+36.6% |
| Admin fee / account holder | $361 | $6,053-94.0% | $9,309-96.1% | $5,306-93.2% |