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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,433 | $32,117-70.6% | $71,089-86.7% | $64,173-85.3% |
| Participation rate | 53.3% | 42.7%+10.6pp | 54.6%-1.3pp | 69.6%-16.2pp |
| Annual return | -13.31% | -5.57%-7.7pp | 650.65%-664.0pp | 7.63%-20.9pp |
| Employer contribution / active EE | $957 | $712+34.4% | $1,088-12.0% | $2,381-59.8% |
| Participant deferral / active EE | $1,179 | $1,263-6.6% | $1,873-37.0% | $3,470-66.0% |
| Admin fee / account holder | $69 | $2,759-97.5% | $3,082-97.8% | $4,887-98.6% |