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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,890 | $138,102-22.6% | $125,381-14.7% | $134,532-20.5% |
| Participation rate | 62.5% | 84.5%-22.0pp | 82.4%-19.9pp | 81.2%-18.7pp |
| Annual return | -18.31% | 750.73%-769.0pp | 572.31%-590.6pp | 418.27%-436.6pp |
| Employer contribution / active EE | $5,351 | $5,245+2.0% | $4,815+11.1% | $4,741+12.9% |
| Participant deferral / active EE | $7,709 | $7,801-1.2% | $7,448+3.5% | $6,401+20.4% |
| Admin fee / account holder | $4,694 | $11,568-59.4% | $10,007-53.1% | $11,429-58.9% |