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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,927 | $165,361-22.0% | $149,715-13.9% | $158,950-18.9% |
| Participation rate | 85.7% | 84.6%+1.1pp | 82.5%+3.2pp | 82.0%+3.8pp |
| Annual return | 22.34% | 348.24%-325.9pp | 276.66%-254.3pp | 302.91%-280.6pp |
| Employer contribution / active EE | $6,927 | $5,103+35.7% | $4,645+49.1% | $4,762+45.5% |
| Participant deferral / active EE | $11,107 | $7,182+54.7% | $6,842+62.3% | $5,983+85.7% |
| Admin fee / account holder | $27,013 | $10,808+149.9% | $9,310+190.2% | $11,248+140.2% |