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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,120 | $69,383+64.5% | $101,271+12.7% | $73,493+55.3% |
| Participation rate | 79.5% | 68.4%+11.1pp | 75.8%+3.7pp | 70.7%+8.8pp |
| Annual return | 13.88% | 18.46%-4.6pp | 46.48%-32.6pp | 28.51%-14.6pp |
| Employer contribution / active EE | $3,603 | $2,628+37.1% | $3,660-1.6% | $2,270+58.7% |
| Participant deferral / active EE | $5,341 | $3,301+61.8% | $4,371+22.2% | $3,740+42.8% |
| Admin fee / account holder | $1,820 | $704+158.6% | $5,948-69.4% | $513+254.8% |