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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,257 | $63,346+108.8% | $92,240+43.4% | $70,126+88.6% |
| Participation rate | 97.1% | 68.7%+28.4pp | 76.5%+20.6pp | 69.5%+27.5pp |
| Annual return | 11.93% | 530.19%-518.3pp | 176.29%-164.4pp | 73.15%-61.2pp |
| Employer contribution / active EE | $4,072 | $2,471+64.8% | $3,680+10.7% | $2,343+73.8% |
| Participant deferral / active EE | $6,755 | $2,854+136.7% | $3,897+73.3% | $3,332+102.7% |
| Admin fee / account holder | $33,328 | $3,841+767.8% | $5,194+541.7% | $4,645+617.4% |