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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,251 | $108,882+27.9% | $96,754+43.9% | $154,746-10.0% |
| Participation rate | 66.7% | 75.1%-8.4pp | 70.3%-3.6pp | 80.7%-14.0pp |
| Annual return | 16.40% | 98.39%-82.0pp | 82.04%-65.6pp | 172.34%-155.9pp |
| Employer contribution / active EE | $1,466 | $3,018-51.4% | $2,679-45.3% | $4,379-66.5% |
| Participant deferral / active EE | $6,060 | $5,323+13.8% | $4,758+27.4% | $6,730-10.0% |
| Admin fee / account holder | $20,760 | $10,200+103.5% | $8,905+133.1% | $14,365+44.5% |