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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,600 | $96,388+28.2% | $80,627+53.3% | $139,466-11.4% |
| Participation rate | 66.7% | 73.6%-7.0pp | 67.0%-0.3pp | 80.3%-13.7pp |
| Annual return | 22.53% | 1352.08%-1329.5pp | 936.76%-914.2pp | 373.66%-351.1pp |
| Employer contribution / active EE | $1,383 | $3,260-57.6% | $2,723-49.2% | $4,754-70.9% |
| Participant deferral / active EE | $7,850 | $5,224+50.2% | $4,443+76.7% | $6,712+16.9% |
| Admin fee / account holder | $8,659 | $6,603+31.1% | $5,381+60.9% | $11,409-24.1% |