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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,251 | $97,125+43.4% | $86,233+61.5% | $137,256+1.5% |
| Participation rate | 66.7% | 74.2%-7.5pp | 69.0%-2.4pp | 80.0%-13.3pp |
| Annual return | 16.40% | 74.19%-57.8pp | 61.39%-45.0pp | 220.34%-203.9pp |
| Employer contribution / active EE | $1,466 | $2,841-48.4% | $2,504-41.5% | $4,156-64.7% |
| Participant deferral / active EE | $6,060 | $5,180+17.0% | $4,559+32.9% | $6,407-5.4% |
| Admin fee / account holder | $20,760 | $9,725+113.5% | $8,342+148.9% | $12,270+69.2% |