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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,463 | $58,888-41.5% | $178,499-80.7% | $73,493-53.1% |
| Participation rate | 37.3% | 66.2%-29.0pp | 81.9%-44.7pp | 70.7%-33.4pp |
| Annual return | 16.01% | 24.86%-8.8pp | 151.10%-135.1pp | 28.51%-12.5pp |
| Employer contribution / active EE | $349 | $2,236-84.4% | $5,011-93.0% | $2,270-84.6% |
| Participant deferral / active EE | $2,364 | $2,568-8.0% | $5,202-54.6% | $3,740-36.8% |
| Admin fee / account holder | $8 | $400-98.0% | $13,986-99.9% | $513-98.5% |