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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,870 | $52,961-49.3% | $172,752-84.4% | $65,185-58.8% |
| Participation rate | 32.7% | 66.2%-33.5pp | 82.6%-50.0pp | 70.2%-37.5pp |
| Annual return | 19.15% | 30.12%-11.0pp | 802.97%-783.8pp | 29.38%-10.2pp |
| Employer contribution / active EE | $269 | $2,190-87.7% | $5,144-94.8% | $2,177-87.6% |
| Participant deferral / active EE | $1,556 | $2,471-37.0% | $5,198-70.1% | $3,514-55.7% |
| Admin fee / account holder | $12 | $472-97.4% | $13,955-99.9% | $847-98.6% |