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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,591 | $181,896-76.0% | $156,551-72.2% | $273,972-84.1% |
| Participation rate | 85.7% | 88.4%-2.7pp | 84.0%+1.7pp | 83.0%+2.7pp |
| Annual return | 2.18% | 30.74%-28.6pp | 32.23%-30.0pp | 41.46%-39.3pp |
| Employer contribution / active EE | $1,861 | $6,248-70.2% | $5,501-66.2% | $4,869-61.8% |
| Participant deferral / active EE | $2,226 | $5,550-59.9% | $4,871-54.3% | $5,287-57.9% |
| Admin fee / account holder | $10,359 | $15,560-33.4% | $13,028-20.5% | $10,133+2.2% |