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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,964 | $127,386-49.0% | $115,037-43.5% | $125,388-48.2% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -3.13% | 31.28%-34.4pp | 26.14%-29.3pp | 282.24%-285.4pp |
| Employer contribution / active EE | $6,640 | $5,166+28.5% | $4,608+44.1% | $4,866+36.5% |
| Participant deferral / active EE | $7,378 | $6,423+14.9% | $6,026+22.4% | $5,352+37.9% |
| Admin fee / account holder | $453 | $9,516-95.2% | $8,175-94.5% | $9,541-95.3% |