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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,563 | $131,835-7.0% | $108,582+12.9% | $273,972-55.3% |
| Participation rate | 60.0% | 83.5%-23.5pp | 79.6%-19.6pp | 83.0%-23.0pp |
| Annual return | 12.15% | -91.57%+103.7pp | -51.70%+63.8pp | 41.46%-29.3pp |
| Employer contribution / active EE | $19,500 | $4,913+296.9% | $3,758+418.8% | $4,869+300.5% |
| Participant deferral / active EE | $6,118 | $5,127+19.3% | $4,311+41.9% | $5,287+15.7% |
| Admin fee / account holder | $30 | $10,253-99.7% | $7,645-99.6% | $10,133-99.7% |