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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,344 | $110,801-30.2% | $86,615-10.7% | $167,536-53.8% |
| Participation rate | 35.7% | 75.8%-40.1pp | 71.6%-35.9pp | 82.1%-46.4pp |
| Annual return | 16.10% | 116.96%-100.9pp | 63.51%-47.4pp | 478.82%-462.7pp |
| Employer contribution / active EE | $2,606 | $3,245-19.7% | $2,496+4.4% | $4,839-46.1% |
| Participant deferral / active EE | $4,249 | $4,547-6.6% | $3,699+14.9% | $6,342-33.0% |
| Admin fee / account holder | $984 | $8,417-88.3% | $5,830-83.1% | $12,315-92.0% |