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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,541 | $104,577-68.9% | $76,667-57.6% | $152,909-78.7% |
| Participation rate | 30.8% | 76.6%-45.9pp | 72.1%-41.3pp | 82.5%-51.7pp |
| Annual return | 30.76% | 1014.36%-983.6pp | 1166.74%-1136.0pp | 345.46%-314.7pp |
| Employer contribution / active EE | $2,065 | $3,119-33.8% | $2,303-10.3% | $4,764-56.6% |
| Participant deferral / active EE | $3,591 | $4,237-15.3% | $3,336+7.6% | $5,851-38.6% |
| Admin fee / account holder | $307 | $12,290-97.5% | $6,423-95.2% | $11,601-97.4% |