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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,204 | $110,212+0.9% | $96,534+15.2% | $139,466-20.3% |
| Participation rate | 25.0% | 78.1%-53.1pp | 76.0%-51.0pp | 80.3%-55.3pp |
| Annual return | 18.77% | 26.42%-7.7pp | 25.88%-7.1pp | 373.66%-354.9pp |
| Employer contribution / active EE | $1,307 | $3,620-63.9% | $2,965-55.9% | $4,754-72.5% |
| Participant deferral / active EE | $3,679 | $5,547-33.7% | $4,851-24.2% | $6,712-45.2% |
| Admin fee / account holder | $88 | $11,599-99.2% | $8,253-98.9% | $11,409-99.2% |