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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,360 | $103,387-61.0% | $87,102-53.7% | $152,885-73.6% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.9%+23.1pp | 82.5%+17.5pp |
| Annual return | 14.38% | 28.10%-13.7pp | 28.19%-13.8pp | 345.39%-331.0pp |
| Employer contribution / active EE | $6,683 | $3,221+107.5% | $2,521+165.1% | $4,763+40.3% |
| Participant deferral / active EE | $1,703 | $4,778-64.4% | $4,048-57.9% | $5,851-70.9% |
| Admin fee / account holder | $1,237 | $12,193-89.9% | $7,491-83.5% | $11,598-89.3% |