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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,703 | $142,430-25.8% | $115,170-8.2% | $152,897-30.9% |
| Participation rate | 100.0% | 82.4%+17.6pp | 75.9%+24.1pp | 82.5%+17.5pp |
| Annual return | 22.20% | 41.48%-19.3pp | 35.60%-13.4pp | 345.43%-323.2pp |
| Employer contribution / active EE | $11,279 | $4,011+181.2% | $3,179+254.8% | $4,764+136.8% |
| Participant deferral / active EE | $10,619 | $5,165+105.6% | $4,169+154.7% | $5,851+81.5% |
| Admin fee / account holder | $448 | $8,464-94.7% | $7,089-93.7% | $11,599-96.1% |