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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,259 | $149,679-28.3% | $117,039-8.4% | $147,586-27.3% |
| Participation rate | 75.0% | 83.5%-8.5pp | 77.2%-2.2pp | 82.8%-7.8pp |
| Annual return | 17.51% | 19.31%-1.8pp | 18.95%-1.4pp | 578.59%-561.1pp |
| Employer contribution / active EE | $7,820 | $4,937+58.4% | $3,785+106.6% | $4,876+60.4% |
| Participant deferral / active EE | $8,749 | $4,912+78.1% | $3,929+122.7% | $5,439+60.9% |
| Admin fee / account holder | $531 | $7,856-93.2% | $5,974-91.1% | $10,886-95.1% |