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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,744 | $88,702+7.9% | $81,780+17.1% | $145,978-34.4% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 15.84% | 1029.12%-1013.3pp | 776.27%-760.4pp | 550.52%-534.7pp |
| Employer contribution / active EE | $5,316 | $3,084+72.4% | $2,914+82.4% | $4,662+14.0% |
| Participant deferral / active EE | $19,492 | $4,645+319.6% | $4,321+351.1% | $6,690+191.4% |
| Admin fee / account holder | $478 | $8,414-94.3% | $7,384-93.5% | $13,400-96.4% |