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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,554 | $68,681-8.9% | $86,625-27.8% | $85,851-27.1% |
| Participation rate | 43.5% | 66.4%-22.9pp | 71.6%-28.2pp | 69.3%-25.8pp |
| Annual return | 12.32% | 20.12%-7.8pp | 63.52%-51.2pp | 318.63%-306.3pp |
| Employer contribution / active EE | $880 | $1,880-53.2% | $2,496-64.7% | $2,565-65.7% |
| Participant deferral / active EE | $1,707 | $2,919-41.5% | $3,700-53.9% | $3,952-56.8% |
| Admin fee / account holder | $6,270 | $5,974+4.9% | $5,830+7.5% | $6,261+0.1% |