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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,794 | $58,391-33.6% | $76,667-49.4% | $72,976-46.8% |
| Participation rate | 61.8% | 67.4%-5.6pp | 72.1%-10.3pp | 69.5%-7.7pp |
| Annual return | 18.76% | 2306.65%-2287.9pp | 1166.74%-1148.0pp | 81.02%-62.3pp |
| Employer contribution / active EE | $1,822 | $1,787+2.0% | $2,303-20.9% | $2,440-25.3% |
| Participant deferral / active EE | $4,366 | $2,690+62.3% | $3,336+30.9% | $3,608+21.0% |
| Admin fee / account holder | $10,483 | $4,014+161.1% | $6,423+63.2% | $5,124+104.6% |