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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $34,962 |
EDWARD JONES5 years Filed as: EDWARD D. JONES & CO, L.P. Service code 26 · EIN 43-0345811 | Advisory (Participants) | $21,036 |
Filed as: WILSHIRE ASSOCIATES INC Service code 26 · EIN 95-2755361 | Advisory (Participants) | $1,683 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,876 | $84,493-28.0% | $125,381-51.4% | $66,938-9.1% |
| Participation rate | 66.9% | 76.4%-9.5pp | 82.4%-15.5pp | 69.8%-2.9pp |
| Annual return | -13.16% | -8.49%-4.7pp | 572.31%-585.5pp | 1.58%-14.7pp |
| Employer contribution / active EE | $3,030 | $3,554-14.7% | $4,815-37.1% | $2,545+19.0% |
| Participant deferral / active EE | $7,495 | $6,783+10.5% | $7,448+0.6% | $4,238+76.8% |
| Admin fee / account holder | $435 | $685-36.4% | $10,007-95.6% | $594-26.6% |