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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,655 | $176,077-66.7% | $159,455-63.2% | $167,518-65.0% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 2.95% | 331.83%-328.9pp | 263.63%-260.7pp | 478.71%-475.8pp |
| Employer contribution / active EE | $1,029 | $5,298-80.6% | $4,830-78.7% | $4,838-78.7% |
| Participant deferral / active EE | $9,489 | $7,751+22.4% | $7,353+29.0% | $6,342+49.6% |
| Admin fee / account holder | $630 | $12,556-95.0% | $10,800-94.2% | $12,312-94.9% |