Retirement plan

CAPITAL DENTAL GROUP 401(K) RETIREMENT SAVINGS PLAN

Name: CASTEEN DENTAL CORP. DBA CAPITAL DENTAL GROUP - CAPITAL DENTAL GROUP 401(K) RETIREMENT SAVINGS PLAN (2017) Form 5500
Creator: CASTEEN DENTAL CORP. DBA CAPITAL DENTAL GROUP
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CAPITAL DENTAL GROUP 401(K) RETIREMENT SAVINGS PLAN, CASTEEN DENTAL CORP. DBA CAPITAL DENTAL GROUP

CASTEEN DENTAL CORP. DBA CAPITAL DENTAL GROUPEIN 20-5137326Plan #002PY 2017

8701 CAMINO MEDIA, SUITE A - BAKERSFIELD, CA 933111336661-861-8000

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$3M

+21.9% from 2016

Total participants

-6.4% from 2016

Average account balance

$50,061

+23.9% from 2016

Annual return

12.09%

+5.27 pp from 2016

Benchmarks

See 17,854 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants25-99

Cohort17,854 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$5.42M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$71K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

76.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$695K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+8.52%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$2217

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$52K

$960 / participant

Other / not subdivided$52K100.0%

% of EOY assets

1.756%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$50,061

$84,236-40.6%

$170,435-70.6%

$70,126-28.6%

Participation rate

74.1%

70.8%+3.2pp

83.6%-9.5pp

69.5%+4.5pp

Annual return

12.09%

23.06%-11.0pp

205.94%-193.8pp

73.15%-61.1pp

Employer contribution / active EE

$1,712

$3,387-49.5%

$5,432-68.5%

$2,343-26.9%

Participant deferral / active EE

$3,542

$3,086+14.8%

$4,939-28.3%

$3,332+6.3%

Admin fee / account holder

$879

$5,698-84.6%

$13,881-93.7%

$4,645-81.1%

CAPITAL DENTAL GROUP 401(K) RETIREMENT SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CAPITAL DENTAL GROUP 401(K) RETIREMENT SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion