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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $612,405 | $150,445+307.1% | $136,297+349.3% | $147,585+315.0% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 7.80% | 1049.14%-1041.3pp | 5156.16%-5148.4pp | 578.57%-570.8pp |
| Employer contribution / active EE | $16,754 | $5,256+218.7% | $4,696+256.8% | $4,876+243.6% |
| Participant deferral / active EE | $14,042 | $6,631+111.8% | $6,247+124.8% | $5,439+158.2% |
| Admin fee / account holder | $5,268 | $10,906-51.7% | $9,244-43.0% | $10,885-51.6% |