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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,783 | $165,361-92.3% | $149,715-91.5% | $158,950-92.0% |
| Participation rate | 80.0% | 84.6%-4.6pp | 82.5%-2.5pp | 82.0%-2.0pp |
| Annual return | 12.81% | 348.24%-335.4pp | 276.66%-263.9pp | 302.91%-290.1pp |
| Employer contribution / active EE | $2,379 | $5,103-53.4% | $4,645-48.8% | $4,762-50.0% |
| Participant deferral / active EE | $7,309 | $7,182+1.8% | $6,842+6.8% | $5,983+22.2% |
| Admin fee / account holder | $22,420 | $10,808+107.4% | $9,310+140.8% | $11,248+99.3% |