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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,794 | $110,093-87.5% | $97,295-85.8% | $145,897-90.5% |
| Participation rate | 84.6% | 75.9%+8.7pp | 72.7%+12.0pp | 80.3%+4.3pp |
| Annual return | 1.49% | 244.76%-243.3pp | 75.62%-74.1pp | 552.29%-550.8pp |
| Employer contribution / active EE | $1,212 | $3,077-60.6% | $2,723-55.5% | $4,663-74.0% |
| Participant deferral / active EE | $1,948 | $4,678-58.4% | $4,264-54.3% | $6,689-70.9% |
| Admin fee / account holder | $119,885 | $6,212+1829.8% | $5,646+2023.2% | $13,390+795.3% |