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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,798 | $134,001-25.5% | $112,258-11.1% | $134,509-25.8% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -10.15% | 47.15%-57.3pp | 27.47%-37.6pp | 418.13%-428.3pp |
| Employer contribution / active EE | $8,459 | $4,039+109.4% | $3,636+132.7% | $4,741+78.4% |
| Participant deferral / active EE | $9,990 | $5,291+88.8% | $4,728+111.3% | $6,400+56.1% |
| Admin fee / account holder | $1,464 | $7,491-80.5% | $6,411-77.2% | $11,427-87.2% |