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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,285 | $159,978-61.7% | $147,041-58.3% | $145,978-58.0% |
| Participation rate | 78.9% | 84.0%-5.1pp | 82.2%-3.2pp | 80.3%-1.3pp |
| Annual return | 26.07% | 98.36%-72.3pp | 419.21%-393.1pp | 550.52%-524.4pp |
| Employer contribution / active EE | $3,104 | $5,288-41.3% | $4,935-37.1% | $4,662-33.4% |
| Participant deferral / active EE | $10,613 | $8,429+25.9% | $8,071+31.5% | $6,690+58.7% |
| Admin fee / account holder | $1,710 | $15,053-88.6% | $13,006-86.9% | $13,400-87.2% |