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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,195 | $107,944-93.3% | $91,994-92.2% | $152,885-95.3% |
| Participation rate | 100.0% | 81.2%+18.8pp | 78.6%+21.4pp | 82.5%+17.5pp |
| Annual return | 0.00% | 89.26%-89.3pp | 69.03%-69.0pp | 345.39%-345.4pp |
| Employer contribution / active EE | $2,373 | $4,210-43.6% | $3,452-31.2% | $4,763-50.2% |
| Participant deferral / active EE | $5,462 | $6,365-14.2% | $5,923-7.8% | $5,851-6.6% |
| Admin fee / account holder | $444 | $10,521-95.8% | $7,743-94.3% | $11,598-96.2% |