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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,336 | $167,362-61.0% | $143,799-54.6% | $134,532-51.4% |
| Participation rate | 66.7% | 84.8%-18.2pp | 80.3%-13.6pp | 81.2%-14.6pp |
| Annual return | -15.62% | 0.47%-16.1pp | -0.04%-15.6pp | 418.27%-433.9pp |
| Employer contribution / active EE | $2,494 | $5,620-55.6% | $4,952-49.6% | $4,741-47.4% |
| Participant deferral / active EE | $5,747 | $6,447-10.9% | $5,638+1.9% | $6,401-10.2% |
| Admin fee / account holder | $4,974 | $18,094-72.5% | $14,677-66.1% | $11,429-56.5% |