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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,230 | $91,198-12.0% | $178,503-55.1% | $79,856+0.5% |
| Participation rate | 96.2% | 69.2%+26.9pp | 81.9%+14.2pp | 69.6%+26.5pp |
| Annual return | 22.16% | 24.20%-2.0pp | 151.12%-129.0pp | 31.71%-9.5pp |
| Employer contribution / active EE | $6,224 | $3,257+91.1% | $5,011+24.2% | $2,471+151.9% |
| Participant deferral / active EE | $4,800 | $3,237+48.3% | $5,202-7.7% | $3,741+28.3% |
| Admin fee / account holder | $1,634 | $6,748-75.8% | $13,987-88.3% | $5,306-69.2% |