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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,103 | $180,459-73.9% | $154,108-69.4% | $135,380-65.2% |
| Participation rate | 95.5% | 87.4%+8.0pp | 83.0%+12.4pp | 82.6%+12.8pp |
| Annual return | -7.43% | 888.21%-895.6pp | 735.21%-742.6pp | 519.81%-527.2pp |
| Employer contribution / active EE | $7,367 | $6,035+22.1% | $5,298+39.1% | $4,779+54.2% |
| Participant deferral / active EE | $4,572 | $5,806-21.3% | $5,081-10.0% | $5,609-18.5% |
| Admin fee / account holder | $496 | $16,145-96.9% | $13,411-96.3% | $10,828-95.4% |